Chargeback Policy

EasyDinar.com will determine if a transaction is valid or invalid. For example, a duplicate transaction created through an error in our software processing may be considered invalid.

Invalid transactions will be refunded in total – Product Cost and Convenience Charge.

Transactions created by customer error may be considered valid orders.

Proof of payment must be provided that is acceptable to EasyDinar.com which will consist of bank records or some other form of legitimate proof that payment was processed, the date of payment, the date of processing by customer’s financial institution.
No action will not be taken without customer providing sufficient and valid form(s) of identification (ownership of the card).The charge that will appear on your credit card statement will be “TREASURY VAULT”. If you place a chargeback with your credit card company (on purpose or by mistake) for any order that you placed and received, there will be a $250.00 research fee charged to your account upon receiving the chargeback by our merchant provider to cover our investigative expenses to prove that you did make the purchase.EasyDinar.com Powered by Treasury Vault will not tolerate credit card fraud. All fraud, without exception, will be aggressively prosecuted to the full extent of the law. In addition, we will pursue civil legal action seeking any loss of income related to the fraud. Including, but not limited to, business, legal fees, research costs, employee down time and loss of revenues.

EasyDinar.com powered by Treasury Vault recognizes credit card charge backs to be fraud if you have made no reasonable effort to work with us to resolve any issues with your purchase. All frivolous charge-backs cost our employees time away from our normal business operations and cost us money, therefore:

You agree that if you, the buyer, choose to do business with EasyDinar.com powered by Treasury Vault and/or any of our affiliates and you file a charge back with your credit card company, and you do not win the charge back argument, you agree to pay us $250 for our time responding to the matter. You (the buyer) authorize us to charge this amount to your credit card as a convenience for you. If this charge is rejected after already authorizing it, EasyDinar.com powered by Treasury Vault will pursue legal action to recoup any losses for our time associated with responding to the charge back in addition to any other fees explained above. You agree to reimburse us or any representative we may appoint for any legal expenses your actions may make us incur. We take fraud seriously! If any provision of this Agreement is deemed illegal, invalid, or unenforceable, the remaining provisions shall remain in full force and effect. The waiver of a breach hereunder does not waive any other or subsequent breach.

In the event that you do win a charge back with your credit card company, and have not returned our goods, EasyDinar.com powered by Treasury Vault will attempt to recover fraudulently disputed charges plus additional costs via a third-party collection agency, Civil Law-Suit and your account will be reported to all credit bureaus as a delinquent collection account. This may severely damage your credit rating for at least the next seven (7) years. At this point, we will no longer accept a return of the merchandise as settlement for the debt and will only accept payment in full. In addition to this, EasyDinar.com powered by Treasury Vault will file a report with your local police or sheriff’s department, and file a mail fraud complaint with the United States Postal Inspection Service.

EasyDinar.com reserves the right to amend this Policy without prior notice. Any amendment(s) to this policy does not alter, reduce, and/or eliminate a customer’s responsibility to perform their obligation(s) regardless of any issue that exists that may or may not require a return of prior payment.

EasyDinar.com is without liability and/or responsibility and is held harmless by customers making credit card payments through the company’s web site in case of any interruption to the web site for any reason that may cause customer’s payment to not be credited in a timely manner.  Customer(s) are responsible to assure that any payments made via the internet is credited to customer’s account.  EasyDinar.com is governed by the policies and procedures of each credit card company that is accepted and whose authority ultimately may supersede all conditions established by EasyDinar.com regarding credit card usage.

Note: The customer must attempt to return any and all merchandise to EasyDinar.com by Treasury Vault before attempting a charge-back. NO EXCEPTIONS!

If the merchandise is not returned, EasyDinar.com retains any and all legal rights and remedies to pursue the customer, including litigation and/or collection agency.  This agreement will be governed exclusively by the State of Utah.  Attorney’s fees will be paid by the breaching party.  Binding Arbitration is mandatory.  Damages are actual only.   

Stolen Credit Card Purchases

We log IP strings on all orders and use a third Party to provided added security and verification – any orders coming back as a chargeback due to fraudulent activities will be diligently pursued through your local jurisdiction for prosecution to the fullest extent of the law.  EasyDinar.com will not lose any of its legal rights or remedies civilly for the assistance in the criminal investigation of a customer engaging in fraudulent activities